PT of the City

In-Network Physical TherapyPhysical Therapy That Takes Your Insurance

Finding physical therapy that works with your insurance should be straightforward. PT of the City is in-network with around 45 plans, including Medicare and Medicaid, and our team verifies your coverage before your first visit.

  • Medicare and Medicaid welcome
  • Coverage verified before you come in, no surprise bills
  • No referral needed to start in New York

Check Your Coverage

Tell us your plan. We verify your benefits and call you back with the answer.

Step 1 of 2

Takes about 30 seconds. No referral needed in New York.

~45 plans in-network
Including Medicare, Medicaid, No-Fault, and Workers' Compensation.
Coverage checked first
We verify your benefits before your visit so you can understand what your plan covers.
No referral needed
NY Direct Access lets you start physical therapy without a doctor's referral.
32 clinics, 4 boroughs
In-network care close to home or work across NYC.
Insurance

Plans We Work With

PT of the City is in-network with most major insurance plans, with around 45 plans accepted across the network. If you do not see yours listed below, our team can still check your specific policy and confirm your coverage before you visit.

MedicareMedicaidNo-Fault (auto accident)Workers' Compensation1199AetnaCignaUnited / OxfordFidelisEmblemHealthfirstMetroPlusFDNY / NYPD / DSNY

Plan participation can vary by clinic and policy. We confirm your exact coverage before your first visit.

How Coverage Works

Understanding Your Physical Therapy Costs

Your out-of-pocket cost depends on the details of your individual insurance plan. Before your first visit, our team checks the key factors that can affect what you pay.

Your plan's copay

If your plan includes a copay for physical therapy, we'll confirm the amount as part of your benefits check before your first visit.

Your deductible

If a deductible applies, we'll help you understand how it may affect your physical therapy costs before treatment begins.

Visit limits and referrals

Some insurance plans include visit limits or referral requirements. Our team can help you understand what applies to your policy and what may be needed as treatment continues.

Person in athletic wear stretching upward against a clear blue sky
Medicare & Medicaid

Medicare and Medicaid Accepted

PT of the City is in-network with Medicare and Medicaid, as well as managed plans including Healthfirst, Fidelis, MetroPlus and Emblem. These plans are accepted across our clinic network, making it easier to access physical therapy close to home or work.

The process is simple: share your insurance information when you book and our team will verify your benefits before arranging your appointment.

Athlete wearing a knee support doing a resistance band exercise on a running track
How It Works

What Happens After You Book

Once you share your insurance information, our team handles the next steps so you can understand your coverage and get started with physical therapy.

STEP 01

We call you back

A team member confirms your details, verifies your insurance, and finds a time that works, often the same week.

STEP 02

Hands-on evaluation

A licensed physical therapist assesses your movement, strength, and history to find the cause, not just the symptom.

STEP 03

Your personal plan

You leave your first visit knowing what is going on and exactly what your treatment plan looks like.

STEP 04

One-on-one care

You work with your therapist visit after visit, with progress you can see and measure.

Why PT of the City

Care That Is Personal, Local, and Covered

Using insurance should make physical therapy more accessible, not more complicated. PT of the City combines in-network care with a straightforward benefits-check process and convenient access across NYC.

One-on-one, same therapist

You work with the same licensed therapist from your first evaluation to your last visit, so nothing about your recovery gets lost between sessions.

NYC's largest independent PT network

32 clinics across Manhattan, Brooklyn, Queens, and the Bronx means expert care is close to home or work, with appointments that fit NYC schedules.

Multilingual team

Our therapists and staff speak English, Spanish, Arabic, Russian, French, and more. Female therapists are available on request.

Locations

In-Network Care at 9 Manhattan and Brooklyn Clinics

Part of NYC's largest independent PT network: 32 clinics across 4 boroughs.

Midtown · Manhattan

575 8th Ave, 10th Fl, New York, NY 10018

Open weekdays, early to evening

Serving Midtown Manhattan, Times Square, Hudson Yards, Garment District

Hell's Kitchen · Manhattan

311A W 50th St, New York, NY 10019

Open weekdays, early to evening

Serving Hell's Kitchen, Midtown West, Port Authority area, Theater District

Chelsea · Manhattan

231 W 19th St, New York, NY 10011

Open weekdays, early to evening

Serving Chelsea, Flatiron, Union Square, West Village

Lenox Hill · Manhattan

201 E 77th St, New York, NY 10075

Open weekdays, early to evening

Serving Lenox Hill, Upper East Side, Yorkville, Carnegie Hill

Tribeca · Manhattan

111 Worth St, New York, NY 10013

Open weekdays, early to evening

Serving Tribeca, Financial District, SoHo, Lower Manhattan

Central Harlem · Manhattan

17 W 125th St, New York, NY 10027

Open weekdays and Saturdays

Serving Central Harlem, 125th Street corridor, South Harlem

Inwood · Manhattan

4875 Broadway, New York, NY 10034

Open weekdays and Saturdays

Serving Inwood, Washington Heights, Hamilton Heights

Cobble Hill · Brooklyn

286 Court St, Brooklyn, NY 11231

Call for current hours

Serving Cobble Hill, Carroll Gardens, Boerum Hill, Brooklyn Heights

Greenpoint · Brooklyn

157 Greenpoint Ave, Brooklyn, NY 11222

Call for current hours

Serving Greenpoint, Williamsburg, North Brooklyn

Questions

Frequently Asked Questions

What if I do not know my plan details?

That is fine. Share whatever you have, even just the insurer's name, and our team looks up your benefits and calls you back with the answer. Have your member ID handy if possible; it speeds things up.

What if my plan is not on your list?

Ask anyway. The list on this page is not exhaustive, and plans change. We check your exact policy and tell you honestly whether we are in-network and what your options are if we are not.

Do I need a doctor's referral to start?

In most cases, no. New York's Direct Access law lets you begin physical therapy without a physician referral for up to 10 visits or 30 days. We confirm the details for your specific insurance plan when you book.

Do you accept my insurance?

We are in-network with most major insurance plans, including Medicare, Medicaid, workers' compensation, and no-fault. Share your details and we verify your coverage before your first visit.

How much does physical therapy cost?

For most patients, care is covered by insurance and you pay only your plan's copay, if any. We verify your benefits before your first visit and tell you exactly what to expect, with no surprise bills.

What happens at my first appointment?

Your therapist performs a full hands-on evaluation of your movement, strength, and history, explains what is going on, and walks you through a personalized treatment plan. Bring your insurance card and comfortable clothing.

How long is each visit, and how many will I need?

Most visits run 40 to 60 minutes. The number of visits depends on your condition and goals; your therapist gives you a clear plan and timeline at your evaluation and updates it as you progress.

Check Your Coverage

Find Out What Your Plan Covers

Share your insurance details and our team will verify your benefits, explain your coverage and help arrange your physical therapy appointment.

Prefer to talk? Call (718) 648-0888.

32 clinics across Manhattan, Brooklyn, Queens, and the Bronx

Check Your Coverage

Tell us your plan. We verify your benefits and call you back with the answer.

Step 1 of 2

Takes about 30 seconds. No referral needed in New York.

CallVerify My Coverage